Keep full control of your platform balances and movements

Delegate the complexity of managing your financial system to a specialized, customizable solution

hero

Discover Ledgera

Ledgera is a cash book system that controls accounts, balances, entries and statements, executing transactions on demand in its API

With a powerful algorithm, our solution executes up to 1500 TPS (transactions per second) competing in the same balance

Have records of entries made atomically in debits and credits in a correct and easily auditable way

All transactions are synchronous, moving balances and creating statements, which allows creating real-time views for the back office

layers

More than an account system

With all the complexity that the financial system offers, a series of features are necessary to ensure the health of your financial solution:

layers
  • Currency agnostic

    Allows the creation of user-customized currencies, facilitating the creation of systems for vouchers, points, miles, crypto, etc.

  • Flow agnostic

    The flexibility of the transactions allows you to map any accounting movements taking into account all possible business flows

  • Easy export to ERPs

    Ledgera's accounting standards carry out data persistence in the right way, ready to meet regulated reports

  • External authorization

    Single or dual message transactions allow the construction of authorization and clearing flows (as for the cards industry), in addition to deferred settlements

  • Multi-currency transactions

    Build transactions for the foreign exchange market or for a special need involving more than one currency and determining overflow balance validation rules

  • Accelerating new products

    Allow your teams to simplify their codes by focusing on the rules of their products and reduce the operational headcount of the back office

Documentation

Our API allows full operation of the platform and its open documentation is available on the website

  • Account creation
  • Balance and statement inquiry
  • Transaction execution
  • Report querying
  • Customization of all platform rules

api

Installation

  • Dedicated

    The installation of the solution is dedicated to your platform in the cloud, to ensure security and not impact your SLA

  • Cloud agnostic

    Designed to seamlessly migrate between multiple cloud platforms with no service interruption

  • Quick installation

    Our team guarantees the quick installation of the solution and its performance can be independently measured and configured

api

Frequently Asked Questions

If you have more questions, .

    • What is Ledgera?

      Ledgera is a company specialized in ledger development for fintechs. We provide centralized ledger solutions that enable fintechs to create and manage reliable and immutable digital accounting records for their clients. These solutions are widely used in banks to ensure the security and transparency of financial transactions.

    • What can Ledgera offer to your company?

      Ledgera can offer several benefits to your company:


      Consulting: Ledgera offers consulting services to help companies understand how ledgers can be used to improve their business and which ledger solutions are most suitable for their needs.


      Integration with other platforms: Ledgera can help integrate ledger solutions with other existing platforms and systems.


      Technical support: Ledgera provides technical support to help clients resolve issues and ensure the proper functioning of ledger solutions.


      Ledger solutions: Ledgera offers ledger solutions that allow clients to create and manage a chart of accounts.

    • What are the challenges of developing a proprietary ledger?

      Developing a proprietary ledger can be challenging due to various factors: cost, technical complexity, scalability, security, integration, and governance.

    • What are the costs of creating a ledger?

      Creating a proprietary ledger requires extensive knowledge of accounting concepts, finance, the banking sector, and country-specific rules/laws. Additionally, it requires hiring an entire technical team to develop a usable and scalable tool. By using Ledgera, your company will save a lot of time and money by relying on our tool created by an elite technical team with over 13 years of experience in the national and international financial sector.

    • What are the technical complexities of creating a ledger?

      Developing a ledger internally requires advanced knowledge of accounting models and asset management. Due to the expertise of our team with over 13 years in the financial industry, we have created a simple and fast solution that is perfect for our clients.

    • What scalability issues does the solution solve?

      Ensuring that the ledger can handle a large number of transactions and participants can be challenging. To address this, Ledgera's highly skilled team utilizes market-standard tools used by technology giants like Google, Meta, and Microsoft to ensure the scalability that your company and its users need.

    • How does Ledgera address key security points?

      Ensuring the security of the ledger is crucial to guarantee the reliability of registered transactions and the security of your clients' data, always complying with LGPD (Brazilian General Data Protection Law). We are 100% focused on removing all concerns about the security of your data.

      To achieve this, we use the main strategies employed by the encryption market, such as tokenization and authentication, to ensure data integrity and prevent leaks.

    • How easy is it to integrate with other technologies when using Ledgera?

      Integrating a proprietary ledger with other existing technologies and systems can be difficult and costly, with little return compared to the complexity of developing it internally. However, when using Ledgera's solutions, it is possible to integrate your current system with our ledger through a simple and fast API.

    • How does Ledgera assist your company in data governance?

      Establishing a governance structure for the ledger is important to ensure that registered transactions are reliable and that participants can trust the ledger. For our clients, we offer tools such as dashboards and reports that help you understand the financial health of your fintech and your clients through the ledger.

Contact us

We are always happy to help you with any questions or concerns you may have.

contact@ledgera.io